Blue Cross Blue Shield of Vermont is asking thousands of patients across the state to voluntarily share their complete medical records as part of what the insurer calls a comprehensive care coordination initiative, a move that has sparked privacy concerns among healthcare advocates in the Upper Valley region.

The request, sent to approximately 15,000 members statewide including residents of Lebanon, Hanover, and surrounding communities, asks patients to authorize the release of medical records from all healthcare providers to help the insurer “better understand your complete health picture,” according to communications obtained by healthcare privacy groups.

For Upper Valley residents who frequently cross state lines for care between Dartmouth-Hitchcock Medical Center in Lebanon and other regional providers, the scope of the data collection could be particularly extensive. Many community members receive care from multiple providers across New Hampshire and Vermont, creating comprehensive health profiles that span state boundaries.

“When you’re asking patients to hand over records from every doctor they’ve ever seen, that raises significant questions about how that information will be used and protected,” said Dr. Rebecca Martinez, a family physician at a community health center in White River Junction who treats many patients with Blue Cross coverage.

The initiative comes as healthcare costs continue rising across rural Vermont and New Hampshire, with many residents struggling to afford necessary care. Blue Cross Blue Shield of Vermont covers approximately 180,000 Vermonters, including thousands in communities served by Geisel Medical Students Honored for Community Service Impact and other regional healthcare programs.

Healthcare privacy experts warn that comprehensive medical record sharing could have unintended consequences for patients, particularly in small communities where medical information might be more easily identifiable. The Upper Valley’s tight-knit healthcare network means that patient information could potentially be traced back to individuals more easily than in larger metropolitan areas.

Blue Cross officials maintain that the program is entirely voluntary and designed to improve care coordination while reducing duplicate tests and procedures. The insurer states that patients who participate could benefit from more streamlined care and potentially lower out-of-pocket costs.

“Our goal is to work with patients and their healthcare teams to ensure they receive the right care at the right time,” a Blue Cross spokesperson said in a written statement. “This initiative allows us to have a more complete picture of a member’s health journey, which can lead to better health outcomes and more efficient use of healthcare resources.”

However, the timing of the request has raised concerns among patient advocates, coming as the insurer faces increased scrutiny over claim denials and prior authorization requirements that have delayed care for some patients in rural communities.

Local healthcare providers report mixed reactions from patients. Some welcome the potential for better care coordination, particularly older adults managing multiple chronic conditions who see specialists across the region. Others worry about how their personal health information might be used in future coverage decisions.

“My patients are asking whether sharing their records could affect their premiums or coverage down the line,” said Sarah Chen, a nurse practitioner at a Lebanon clinic. “These are legitimate concerns, especially for people with chronic conditions who depend on consistent access to care.”

The Vermont Department of Financial Regulation, which oversees insurance companies in the state, confirmed it is reviewing the data collection initiative to ensure compliance with state privacy laws. The department has received multiple inquiries from consumers about the scope and purpose of the medical record requests.

For Dartmouth students and community members who receive care both on campus and through local providers covered by Blue Cross, the program could affect how their health information is shared across the regional healthcare network. Student health advocates recommend carefully reviewing any authorization forms before signing.

Patients who receive the medical record sharing request are not required to participate, and Blue Cross officials say that declining to share records will not affect current coverage or benefits. However, some healthcare advocates worry that patients may feel pressured to comply, particularly if they fear it could impact their relationship with their insurer.

The initiative reflects broader trends in healthcare data collection as insurers seek to use patient information to predict costs and manage care. While proponents argue this can lead to more personalized and efficient healthcare, critics worry about the privacy implications of such comprehensive data gathering.

Patients who have questions about the medical record sharing request can contact Blue Cross Blue Shield of Vermont’s customer service line or consult with their healthcare providers about the potential implications. The Vermont Department of Financial Regulation also maintains a consumer assistance program for insurance-related concerns.

As healthcare systems across the region continue evolving, the balance between improved care coordination and patient privacy remains a critical concern for Upper Valley communities that depend on cross-border healthcare access and regional medical networks.

Written by

Sofia Martinez

Contributing writer at The Dartmouth Independent

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